
Home Lending
Loans designed with you in mind.
You’ve found the house you’ve always wanted, or maybe you’re ready to build that dream home. Either way, buying a home is a major step. We understand that, and we understand that you most likely have a lot of questions. How much house can I afford? How much will I need for a down payment? What loan option best fits my situation?
Place your financing needs in the experienced hands of the people who know how to make a mortgage do more for you. Our mortgage lenders are more than financial experts: they’re part of the community. They can provide personalized service from application to close, making the process pleasant and easy. We know that dreams come in all shapes and sizes. That’s why we offer a variety of mortgage programs. Together, we can choose the one that’s right for you.
Fast-track your loan.

Pre-Qualification
A quick and easy process that analyzes a variety of financial components to give you a good idea of how much home you can buy. It simplifies your home search and increases the chances of getting the home you want.

No-Closing-Cost Mortgage
If you expect to keep your mortgage for a while, a No-Closing-Cost Mortgage might be the right solution for you. The fees are rolled into the total loan amount, making it much easier for you to buy your new home.

Special Program Benefits
There are several programs that may provide financial incentives or benefits for your loan. We can provide information that may help you save money. Talk to one of our financial experts to learn more.

Fixed-Rate Mortgage
Get peace of mind knowing that the monthly payments for principal and interest are fixed for the entire term of your loan. So, you can manage your money a little easier, as you always know what that expense will be.

Government Loan Programs
Our experts can help you make the most of your options under Federal Housing Administration (FHA) and Veterans Administration (VA) programs. These are government-insured loans that have more flexible qualifying guidelines and allow a lower down payment.

Refinancing
You may be able to lower your monthly house payment or shorten the term of your loan by refinancing your existing mortgage. Or, if you currently have an adjustable-rate mortgage, it might be worth considering a switch to the security of a fixed-rate term loan.
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