Business Banking

Your business is our business.

Featured Business Banking Products

Whether you’re a thriving business or just getting started, American National Bank is here to partner in your financial success.

Inspired by the hard work, innovation, courage and determination of our clients, we structure our financial solutions around you. Our business and commercial bankers focus on building relationships and trust—working together, so we can do more together.

Backed by 164 years in the industry and over $4 billion in assets, American National Bank is big enough to offer the financial products and services you need, while remaining agile enough to provide the individual service, fast decision-making and executive access you’d expect from a trusted community bank.

Business Checking

Manage your funds your way.

Our checking-account options make it easy to choose an account that best suits the needs of your business. From the basics to premium benefits, you pick the plan you need, and we’ll give you a banker who will be there at all times, offering advice, guidance and planning as your business changes and grows.

Business Lending

Get more done for your business

In order for a business to grow, it needs capital. Buy equipment, build commercial real estate, establish lines of credit or even start your own business—our business loans help you get it done. We offer term loans, commercial mortgages, lines of credit and more.

Commercial Real Estate

Building your business, together.

As local leaders in real estate financing, we develop close relationships with our clients in order to structure deals and build solutions to best fit their needs. With a wide range of flexible solutions, fast and local decision-making, and experienced bankers, we’ll quickly become your go-to CRE partner.

Treasury Services

Manage your capital more efficiently.

We take the time to get to know our clients and their businesses—knowing when to listen, when to offer advice and when to get to work. Leveraging our bankers’ vast experience working in various industries and partnering with successful businesses, we can you help reduce costs and improve efficiencies—with all the service and security you need to grow.

Ready to get started?

Make an appointment today!

Talk with one of our business bankers to discuss your options for business accounts, commercial lending, or treasury management with our convenient online portal.

Deep Client Relationships

More than bankers, we are advisors.

We don’t just consider ourselves bankers, but instead, advisors for the success of every single client. We’re here to listen, share advice and guide you through the process of starting, growing or scaling your business.

Local Decision-Making

Decisions are made here and made fast.

Whether it’s a piece of equipment or a large-scale commercial real estate project, our leaders and core decision-makers live and work locally—and are able to make decisions and grant approvals faster than large chain banks.

Innovative Technology

Industry-leading technological tools.

Always looking to the future of the banking industry, American National Bank works to deliver best-in-class digital solutions customizable to the exact needs of our customers.

Two-Way Underwriting

We invite clients to review us, just as we do them.

We believe a client should be underwriting its bank, just as the bank underwrites its clients. We encourage you to rigorously review us. As you do, you’ll see that American National Bank can handle your every need now, and well into the future.

Perfectly Sized

Big bank opportunity. Community bank flexibility.

Big enough to offer the products, services, and level of funding you need. Small enough to provide flexible, out-of-the-box solutions. We are happy to be the perfect size to better serve your business.

Access to Leadership

Work closely with those in charge.

At large chain banks, the odds of you interacting or receiving advice from the top brass are low. At American National Bank, it’s commonplace. We pride ourselves in having the leaders of our bank interact and work directly with clients of all sizes.