Personal Checking

Do more with your money.

Basic Checking

Simplified to meet your essential needs.

For those who just need a simple solution for accessing their finances, our Basic Checking option has no minimum balance and no monthly service fees. Gain access to a powerful mobile banking application and free eStatements with just a $50 deposit.

Performance Checking

Extra benefits to fit any lifestyle.

Step up to our Performance Checking options by simply setting up two ACH direct deposits, and making twelve debit-card transactions per statement cycle. Earn interest, get up to $15 worth of ATM refunds per statement cycle, and access your account with our powerful online banking app.

Premium Checking

An interest-bearing account with premium benefits.

Earn interest and receive premium benefits with this premium-level checking account. With a low minimum balance to open and no monthly service fees as long as an average minimum daily balance of $750 is met. Sign up today and get access to online banking, free eStatements, and your first box of checks are free.

Personal Checking Options

 

Basic Checking

Simplified to meet your essential needs.

Performance Checking

Extra benefits to fit any lifestyle.

Premium Checking

An interest-bearing account with premium benefits.

Minimum to Open
Minimum to Open

$50

Minimum to Open

$50

Minimum to Open

$50

Minimum Balance
Minimum Balance

$0

Minimum Balance

$0

Minimum Balance

$750
Average Daily Balance

Monthly Service Fee
Monthly Service Fee

$0

Monthly Service Fee

$0

Monthly Service Fee

$15
(If balance falls below minimum)

Statement
Statement

FREE eStatements
Paper Statements – $5

Statement

eStatement enrollment, 2 ACH Direct Deposit/ Automatic payments, and 12 point of sale debit card transactions per statement cycle.

Statement

FREE eStatements
Paper Statements – $5

Benefits
Benefits

Easy access to funds

Benefits

FREE eStatements
Paper Statements – $5

Benefits

Earns Interest
First box of checks are free

Time to reorder checks?

We make the process fast and easy for you!

American National Bank Checking Benefits

Get all these benefits and more!

Account Alerts

Custom alerts notify you about the status of your account. Trying to stay on top of your spending? Alerts can also provide peace of mind that you’re on track and accomplishing your financial goals.

Online Bill Pay

Stop worrying about writing and keeping track of check payments. Paying and organizing your bills is easy with our secure electronic bill pay service.

Online and Mobile Banking

Manage your money anytime, anywhere. Deposit checks, check account balances, locate branches, and pay bills 24/7 with our secure online banking platform and mobile banking app.

Apple Pay

Don’t be held back by carrying multiple cards. Apple Pay not only provides extra security when making purchases, but also gives you the convenience of storing your card digitally on your Apple iPhone or Watch

Debit MasterCard

The convenient way to manage your finances with funds deducted directly from your checking account. Worldwide acceptance with protection wherever you shop using secure chip technology.

eStatements

Save time with convenient and secure eStatements where you can view, download or print your statement from your smartphone or desktop.