woman at computer holding credit card

Personal
Credit Cards

Cards that do more for you.

Whether it’s low rates or rewards you’re looking for, American National Bank has the credit-card options for you. Get more out of every purchase with our Mastercard Rewards Program. Earn points toward travel, merchandise, and gift cards with our World Rewards and Platinum Plus Rewards Cards. Or receive our lowest rate possible with our Platinum Low Rate card option.  

 

No matter which option you choose, all cards feature EMV chip technology—providing an extra layer of security when your card is utilized. All cards are also available via Online Banking—enabling you to access detailed information about your credit card without having to use a separate website. View your statements, make a payment, set up account-level alerts, see pending transactions, redeem rewards, and more, all from your desktop or smartphone.  
Learn more about chip technology.
Explore Mastercard® benefits.
 

PLATINUM LOW RATE

Our lowest-rate card option.

Receive our lowest possible credit card rate, with the added benefits of no annual fees, a 1.99% introductory APR for the first six months, and no balance-transfer or cash-advance fees.

woman on computer holding credit card
hands holding a credit card

PLATINUM PLUS REWARDS

More rewards. Fewer restrictions.

Earn one point for every $1.00 spent, or 1% on all purchases—with no annual fees, no balance-transfer or cash-advance fees, and a 1.99% introductory APR for the first six months. Rewards can be cashed in for the things you love, including travel, statement credits, merchandise, gift cards, and more. 

WORLD REWARDS

More of the things you love.

Earn even more points with every purchase with 1.5 points on every $1.00 spent, or 1.5% on all transactions—as long as you charge $10,000 annually. Enjoy no annual fees, no balance-transfer or cash-advance fees, and a 1.99% introductory APR for the first six months. Rewards can be cashed in for the things you love, including travel, statement credits, merchandise, gift cards, and more.

woman with backpack walking through outdoor market

Platinum
Low Rate

Our lowest rates in a credit card
 

Rates

9.99 - 19.99% APR

Benefits

No annual fees

1.99% Introductory APR for the first six months

No balance transfer fees

No cash advance fees

Zero liability*

Platinum
Plus Rewards

Earn 1 point for every $1 spent, or
1% on all types of purchases 

Rates

11.99 - 21.99% APR

Benefits

 

No annual fees

1.99% Introductory APR for the first six months

No balance transfer fees

No cash advance fees

Zero liability*

 

World
Rewards

Earn 1.5 points for every $1 spent, or
1.5% on all types of purchases

Rates

12.99 - 14.99% APR

Benefits

No annual fees

1.99% Introductory APR for the first six months

No balance transfer fees

No cash advance fees

Zero liability*

Our Personal Credit Cards Products and Services

Account Alerts

Custom alerts notify you about the status of your account. Trying to stay on top of your spending? Alerts can also provide peace of mind that you’re on track and accomplishing your financial goals. 

Online Bill Pay

Pay your credit card online, with the option to directly pay through other American National Bank accounts.

Online and Mobile Banking

Manage your credit cards anytime, anywhere. Check account balances, locate branches and pay bills 24/7 with our secure online banking platform and mobile banking app. 

apple pay icon

Apple Pay

Don’t be held back by carrying multiple cards. Apple Pay not only provides extra security when making purchases, but also gives you the convenience of storing your card digitally on your Apple iPhone or Watch.

Mastercard Rewards

Earn more and get more. Cash in your rewards toward travel, cash back, merchandise, gift cards, and more.

eStatements

Save time with convenient and secure eStatements where you can view, download or print your statement from your smartphone or desktop.