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System Maintenance

As a part of our ongoing efforts to better serve you and improve our business processes, we will be performing routine system maintenance from Saturday, September 26th at 9:00 p.m. to Sunday, September 27th at 3:00 a.m.

During this time, Online Banking, Mobile Banking, and iBank services will be unavailable. We apologize for the inconvenience and look forward to providing superior products for our valued clients.

Important message from American National Bank regarding COVID-19 preparedness

To Our Valued Clients,

Our branch lobbies are closed to unscheduled walk-in traffic with the exception of select branches in the Southeast community. Please check our locations page for the latest updates.

Services will be fully available via our mobile and online platforms, as well as from our drive-thru windows, Teller Connect, and ATMs. Please check the ‘Locations’ tab for access points nearest to you.

We want to assure you of the following as it relates to the continuity of our business operations:

  • American National Bank has been, and will continue to, actively monitor developments regarding the potential spread, and impact of the coronavirus with guidance from relevant authorities, including the Centers for Disease Control and Prevention (CDC), World Health Organization and U.S., state and local government entities. We feel it is imperative to limit face-to-face interaction until we have assurances from our local health departments that the virus is contained with no further risk of community-related spread.
  • American National Bank’s Business Continuity Planning Program was successfully deployed several weeks ago with protocols that are active and reliable.
  • American National Bank remains committed to providing the highest level of service with multiple layers of protection for our most important assets: our people, information security and cash flow.

We are here to help you:

  • In the event you need to meet in person, we invite you to contact your local branch or banker or click here to make an appointment. We request that you follow the CDC guidelines of self-screening to personally evaluate yourself to determine if you could be at risk by exhibiting any of the symptoms related to the virus. Visit for more information. 
  • If you are experiencing a hardship or have a different need, please click here.
  • Contact our Customer Service representatives with any questions at 1-800-279-0007, M-F: 7am-7pm, Sat: 8am-1pm
  • If you are a business or commercial client, please reach out to your Relationship Manager
  • To protect yourself against any COVID related scams, please look out for any suspicious activity from emails, texts and phone calls that may impersonate a company, charity or government agency. Never share sensitive information and do not click on links or open attachments as they may be malicious. For more information go to:

American National Bank thanks you for your understanding and patience during this unprecedented time. We appreciate the trust you place in us and want you to know that the health and safety of our clients and employees is our top priority. We view the implementation of this change in access as part of our contribution to maintaining a strong and healthy community.

Schedule Appointment

American National Bank

Personal Loans

Plunge head-first into your future plans

Plunge head-first into your future plans

Take out a loan for your next big step

Your next milestone; that's some exciting stuff. Remodeling your home. Sending the last of your kids off to college. Consolidating bills. Even buying that sports car you've always wanted.

But not all loans are created equal. Finding the right loans for your income, budget, and life goals takes financial know how and creative thinking. Luckily, you're banking with us.

Whatever your need, American National Bank can help you get the funds you need to take your next big step.

See our range of loans below:

Home Equity Loans & Lines

Home equity loans and lines give you the freedom to do everything from remodeling your kitchen or expanding your living space to consolidating your bills. Anything is possible when you use equity in your home to get a loan or a line. Enjoy fast, easy access to funds and a competitive interest rate (that is often tax-deductible).*

Fixed-Rate Home Equity Loans:

Fixed rates mean low interest and affordable, predictable monthly payments.

Home Equity Line of Credit:

Draw on available funds from your line of credit, just in case you need them. If you don't use it, you don't owe anything.

Begin the application process now and one of our bankers will be in touch within two business days. After everything is set, you can come by the branch to finalize the loan.

Fill out my inquiry form.

*Consult your tax advisor for details on tax deductibility.

Secured Loans

If you need to purchase a new car, consolidate debt, or even make some much-needed home repairs, a secured loan is a great option for you. In order to take out a secured loan, you have to put up one of your assets, like your car or house, as collateral for the loan.

We can set you up with a secured personal loan that fits your needs. Start the application process now and one of our bankers will be in touch within two business days. After everything is set, you can come by the branch and finalize the loan.

Fill out my inquiry form.

Unsecured Loans

An unsecured loan (also known as a personal loan or signature loan) is based solely off of your creditworthiness. That means you don't need to pledge one of your assets in order to get it.

We created Smart Line to help you navigate your unsecured credit line. How does it work?

Smart Line:

  • Links to your credit line for easy use
  • Gives you instant online, mobile, at-branch and ATM access
  • Provides Overdraft Protection for peace of mind
  • Charges you interest only on what you spend
  • Choose between fixed or variable credit lines (depending on your qualifications)

Start the application process now and one of our bankers will be in touch within two business days. After everything is set, you can come by the branch and finalize the loan.

Fill out my inquiry form.

Loan Quick Pay

  • Make a one-time loan payment for a $10 fee with Loan QuickPay or setup recurring payments for no fee. Click here to get started
    • Important: Credit cards are not an acceptable form of payment for loans. Payments may be made by debit or ACH.
  • You may also mail your payment to PO Box 2318 Omaha, NE 68103-2318 for no fee
  • If you're in a rush, you can even call us immediately at 833-951-0014 to make a payment by phone for a $15 fee