Small Business Loans
Borrowing made simple, so you can do more.
To us, there’s nothing “small” about your business. Whether you’re just getting started or are established and looking to grow—we have the lending solutions to help your business thrive. From simple safety nets to get you through the early years to property- and equipment-focused loans to help you scale, our bankers will work closely with you to understand your small business’s specific needs and suggest lending options to help you reach your goals.
Get your business through a difficult time.
Our priority remains helping our clients and community in any way we can. On March 27, 2020, Congress approved, and the President signed, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to provide financial assistance to individuals and businesses affected by COVID-19.
SBA PREFERRED LENDER
Better options. Faster approvals.
American National Bank is a preferred SBA lender. That means we can underwrite your loan application, saving you time getting your loan processed and approved. We can provide credit to businesses that might not otherwise find it, and enable the borrower to stretch out repayment over a longer period of time and eliminate balloon payments.
Benefits of Our Small Business Loans
Real Estate Financing
Real estate financing up to 25 years, or equipment/working-capital loans for up to 10 years.
We offer competitive, negotiable rates, subject to current market conditions.
SBA 7(a) Program
The most common SBA loan is available for loans between $150,000 and $5,000,000.
SBA 504 Loans
504 loans are available for property purchases with 10%-down financing, depending on the type of property and experience level of borrower. Fixed terms are available for 10 or 20 years.