man looking at laptop screen

Business Checking 

Do more with your business’s money. 

Managing your business checking needs is simpler with the specially designed checking accounts from American National Bank. With options built for any size business and every business need, our accounts come backed by the support of experienced business bankers, a treasury services team, branch staff, and customer support staff standing by to help you as you grow and develop.  


A checking account that offers more.

A checking account with value-added services to help your business be successful. A $35-per-month fee can be waived with a minimum balance of over $35,000 or a loan balance of $350,000, meaning more money can stay in your business. Utilize two of the following services: Remote Deposit Capture, ACH Processing, Positive Pay, ACH Filters, or Lockbox and get up to a $30 credit.*‡

Contact Us

person in office talking on phone sitting with plans
man with glasses sitting at desk


More power. Lower cost.

Designed as a low-cost alternative for businesses with limited transaction activity, the Business Value Checking account requires only a $300 minimum balance for 300 monthly checks, withdrawals, deposits, and deposited items. 


More banking activity comes with even more perks.

Designed for organizations with higher banking activity, and earnings credit† offsets or eliminates service fees.

three people standing meeting
woman on laptop


Get started with this powerful account.

No minimum monthly balance required for this account, suitable for organizations that carry a lower minimum balance and make a limited number of transactions. A $6.00 monthly fee gets you access to powerful online banking platforms and includes 30 monthly checks, withdrawals, deposits, credits, and deposited items.

Business Checking Account Features

Explore Our Other Products and Services

Note: “Balance” means minimum daily balance. 
*Assumes the services chosen are active each month. 
† Rates will be determined at the sole discretion of the bank, based on current market conditions. 
‡Please note that this loan is not available to our clients in the Minnesota market.
(1) To qualify for the Business Focus Checking account, at least two of the following services must be used: Remote Deposit Capture, ACH Processing, Positive Pay, ACH Filters, or Lockbox. 
(2) Credit must be used within the first 90 days of opening account. Valid on checks, a remote deposit scanner, or toward application fee for a business line of credit.