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American National Bank

2017 Federal Reserve Bank & American National Bank Holiday Schedule

New Year's Day

Monday, January 2


Martin Luther King, Jr. Day

Monday, January 16


Presidents' Day*

Monday, February 20


Memorial Day

Monday, May 29


Independence Day

Tuesday, July 4


Labor Day

Monday, September 4


Columbus Day*

Monday, October 9


Veterans' Day

Friday, November 10


Thanksgiving Day

Thursday, November 23


Christmas Day

Monday, December 25


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Please remember the Federal Reserve is closed on these days, the effective date (settlement date/posting date) and transmission date of your ACH files and transactions will be impacted since the Federal Reserve will not process transactions on these dates. For instance, if you send ACH transactions on November 26 with an effective date of November 27, the transactions will not be processed on the 27th, instead they will be posted on the 28th. Likewise, if you send an ACH file on February 17, a day American National Bank is open, but the Federal Reserve is closed, we are not able to send the file until February 18, making the first available posting date February 19.


*Federal Reserve Bank is closed but American National Bank is open - no wire transfers or ACH can be transacted on these days.