The Federal Reserve and American National Bank will be closed on Monday, November 11 in observance of Veterans Day.

Please keep in mind that ACH transactions cannot settle on Monday, November 11th.

To ensure payment by Friday, November 8th, your ACH entries should be processed through iBank on Thursday, November 7th, and dated for November 8th. We recommend that you transmit the ACH information prior to 9:30 AM.

Any transactions initiated on Friday, November 8th, will not settle until Tuesday, November 12th.