American National Bank

Blog

American National Bank Blog

Collecting overdue accounts is important to the health of your business and to a steady cash flow. There are techniques to help with collection efforts. Create policies and…
These days, it may appear difficult to secure business financing. The truth is, it's not as easy as it once was. But there's still money out there; banks are in business to lend…
There's no sure-fire cure for rising healthcare costs. But you can take steps to keep your costs in line. Shop health insurance providers every two to three years. An insurance…
Every business can benefit from an Advisory Board or Board of Directors. I strongly recommend that you form a board if you don't already have one. Board members from different…
If a disaster strikes, businesses without the right resources or knowledge are vulnerable. Businesses need to asses disaster risks and develop a comprehensive risk reduction…
First, make sure you have a business that can make a profit. A lot of activity doesn't mean you have a profitable business. Second, price your product or service correctly. Define…
Seeing things from the customers' perspective may be the most important thing you do. Sometimes we are so busy managing our business that we may overlook the customer. We think of…
Financial planning is a big key to prosperity for your business. You should evaluate your current financial situation, and then look at ways to improve upon what you have. Set…
Starting and operating a small business has its share of challenges, but it should also be fun. Infusing fun into the operation should be a key part of the business. It's been…
Even if your business is small there are certain human resources techniques that every business can use. First, you should create and use job descriptions and organizational…